무료 온라인 액세스 ACAMS.CAMS-KR.v2026-03-09.q377 모의 시험 (Page 59)

CAMS-KR 문제 286

테러 자금 조달 방지(CFT)
규정 준수 책임자는 외부 감사인으로부터 자금세탁방지(AML) 정책의 한 요소가 규제 요건을 준수하지 않았다는 사실을 알게 되었습니다. 규정 준수 책임자는 다음 중 어떤 조치를 취해야 할까요?

A. AML 정책 문서를 필요에 따라 업데이트합니다.

B. 규정 준수 팀에 조사 결과를 알립니다.

C. 즉시 동의하고 시정 조치를 취하세요.

D. 목표 일정을 포함한 시정 조치 계획을 제출하세요.

정답: D

The Head of Compliance is responsible for overseeing and managing the AML compliance program of the organization. When an external auditor identifies a finding that indicates a failure to comply with a regulatory requirement, the Head of Compliance should take prompt and appropriate action to address the issue and prevent recurrence. The best course of action is to submit a corrective action plan with a target timeline to the auditor and the relevant regulator, demonstrating the organization's commitment to remediate the finding and improve its AML compliance program. The corrective action plan should include the root cause analysis of the finding, the specific actions to be taken, the responsible parties, the expected outcomes, and the deadlines forcompletion. The Head of Compliance should also monitor the progress of the corrective action plan and report any updates or challenges to the auditor and the regulator.
References: = Some of the references that support this answer are:
JPMorgan Chase & Co. Global Anti-Money Laundering Compliance Program, page 2: "The Firm's Global Head of Financial Crimes Compliance is responsible for overseeing the implementation and effectiveness of the AML Program and reports to the Firm's Chief Compliance Officer. ... The Global Head of Financial Crimes Compliance is also responsible for ensuring that the Firm responds appropriately to any regulatory inquiries, examinations, or investigations relating to AML matters, and that any identified issues or deficiencies are promptly remediated." The Board's Role in AML Compliance, Section "Board Oversight of AML Compliance Program": "The board should also ensure that the institution has a process in place to identify, report and correct any compliance deficiencies or violations in a timely manner. This includes ensuring that the institution responds to any regulatory inquiries, examinations or enforcement actions, and implements any required corrective actions." AML Compliance Officer: the Role, Skills, and Responsibilities, Section "AML Compliance Officer Responsibilities": "The AML Compliance Officer is also responsible for: ... Reporting to the regulators and auditors on the AML compliance program and its effectiveness; ... Developing and implementing corrective action plans for resolution of problematic issues, and providing general guidance on how to avoid or deal with similar situations in the future."

CAMS-KR 문제 287

금융기관이 테러 자금 조달과 관련된 사안에 대해 법 집행 기관에 데이터 및 정보를 제공해 달라는 요청을 받는 경우, 다음과 같은 지원이 제공됩니다.

A. 밀고를 이유로 거부될 수 있습니다.

B. 은행 비밀을 이유로 거부할 수 없습니다.

C. 밀고를 이유로 거부할 수 없습니다.

D. 은행 비밀을 이유로 거부될 수 있습니다.

CAMS-KR 문제 288

재무 정보 공개를 수신, 분석 및 배포하는 책임이 있는 국가 금융 정보국은 어떤 조직의 구성원이 되는 것을 고려해야 합니까?

A. 에그몬트 그룹

B. 볼프스베르크 그룹

C. 재정행동 태스크포스

D. 바젤 위원회

정답: A

it describes the organization that a national Financial Intelligence Unit (FIU) should consider becoming a member of, which is the Egmont Group. The Egmont Group is an international network of FIUs that was established in 1995 to facilitate the exchange of financial intelligence and information among its members, and to promote cooperation and coordination in the fight against money laundering and terrorist financing.
The Egmont Group currently has 166 member FIUs from different jurisdictions, and provides them with various benefits, such as access to secure communication channels, bestpractices, training, and technical assistance. The Egmont Group also works closely with other international organizations, such as the Financial Action Task Force (FATF), the United Nations, and the World Bank, to enhance the global anti-money laundering and counter-terrorist financing (AML/CTF) framework.
The other options are not necessarily organizations that a national FIU should consider becoming a member of, although they may have some relevance or influence on the AML/CTF field. Option B describes the Wolfsberg Group, which is an association of 13 global banks that was formed in 2000 to develop standards and guidance for the financial industry on AML/CTF and other financial crime issues. The Wolfsberg Group is not an organization for FIUs, but rather for financial institutions. Option C describes the Financial Action Task Force (FATF), which is an inter-governmental body that was established in 1989 to set the international standards and recommendations for AML/CTF and to monitor the compliance and effectiveness of its members and other jurisdictions. The FATF is not an organization for FIUs, but rather for governments and policy-makers. Option D describes the Basel Committee, which is a forum of central bank governors and heads of banking supervision authorities from 28 jurisdictions that was established in 1974 to enhance the quality and consistency of banking supervision and regulation. The Basel Committee is not an organization for FIUs, but rather for banking regulators and supervisors.
ACAMS CAMS Certification Video Training Course - 6th Edition1
Exam CAMS: Certified Anti-Money Laundering Specialist (the 6th edition)2 ACAMS CAMS Study Guide - 6th Edition, Chapter 5, pages 108-109
https://www.acams.org/wp-content/uploads/2019/09/ACAMS-CAMS-Study-Guide-6th-Edition-Chapter-5.pdf

CAMS-KR 문제 289

부동산 거래에서 자금 세탁의 위험이 있는 사례로는 고급 부동산 매수가 있습니다.
(두 개를 선택하세요.)

A. 구매자의 개인 정보를 보호하기 위해 법인 및 중개자를 사용합니다.

B. 기존 부동산 매각 수익금이나 투자 청산 수익을 사용하여 전액 현금 구매

C. 현금이나 예금증서로 뒷받침되는 대출을 이용합니다.

D. 관련 없는 쿵쿵거리는 소리의 이름으로.

E. 개인정보 보호, 느슨한 계획 또는 자산 보호를 위해 허울 회사나 신탁을 이용하는 것.

CAMS-KR 문제 290

테러 자금 조달(CFT)
미국 제재법이 관할권을 갖기 위해서는 거래와 관련하여 실질적으로 무엇이 사실이어야 합니까?

A. 거래가 불법 수익으로 추적됩니다.

B. 거래는 미국인에 의해 처리됩니다.

C. 거래에서 실질 소유자 정보가 제거됩니다.

D. 거래가 외국 부패 수익으로 식별됨

다른 버전: 2436ACAMS.CAMS-KR.v2026-03-13.q399; 1209ACAMS.CAMS-KR.v2026-03-04.q104; 2805ACAMS.CAMS-KR.v2025-11-24.q402; 3041ACAMS.CAMS-KR.v2025-03-03.q354; 2157ACAMS.CAMS-KR.v2024-02-24.q277; 2069ACAMS.CAMS-KR.v2023-06-05.q235

최근 업로드: 665Cisco.300-435.v2026-09-03.q259; 331Oracle.1Z0-1045-26.v2026-09-03.q17; 597IIA.IIA-CIA-Part1.v2026-09-03.q627; 446Fortinet.NSE6_OTS_AR-7.6.v2026-09-03.q95; 450Snowflake.DAA-C01.v2026-09-03.q67; 3466Salesforce.AP-223.v2026-09-01.q94; 2564Splunk.SPLK-5001.v2026-09-01.q60; 3874Cisco.300-540.v2026-09-01.q62; 5149Microsoft.MS-102-KR.v2026-09-01.q239; 3526Microsoft.AI-900-KR.v2026-09-01.q162