다음 중 자금세탁 동향과 관련된 자금세탁방지 전문가 정보를 제공하는 것은 무엇입니까? 1. 에그몬트그룹 100건 2. 재정 조치 태스크포스 유형 3. FinCEN의 SAR 활동 검토 4. 볼프스베르크 원칙
정답: A
The Egmont Group's 100 Cases1, the Financial Action Task Force Typologies2, and FinCEN's SAR Activity Review3 are all sources of information related to money laundering trends, methods, and risks. They provide examples, analysis, and guidance on how to detect, prevent, and report money laundering and other financial crimes. The Wolfsberg Principles4, on the other hand, are a set of global standards for the prevention of money laundering in the correspondent banking and private banking sectors. They are not intended to provide information on money laundering trends, but rather to establish best practices and minimum requirements for financial institutions to comply with anti-money laundering regulations and expectations. References: Egmont Group's 100 Cases1 Financial Action Task Force Typologies2 FinCEN's SAR Activity Review3 The Wolfsberg Principles4
CAMS-KR 문제 277
그 종이에서. 은행에 대한 고객 실사, 바젤 은행 감독 위원회는 부적절한 KYC 프로그램의 결과로 은행 기관에 어떤 위험이 있는지 확인했습니다.
정답: C
The Basel Committee on Banking Supervision identified four risks to banking institutions as a result of an inadequate KYC program: legal, reputational, operational, and concentration. Legal risks include the potential for fines or sanctions for non-compliance with applicable laws and regulations. Reputational risks include the loss of customer confidence due to the institution's involvement in illicit activities. Operational risks include the potential for fraudulent or suspicious activity to go undetected. Finally, concentration risks involve the potential for a single customer or group of related customers to dominate the institution's operations.
