Ok-Life-Accident-and-Health-or-Sickness-Producer 무료 덤프문제 온라인 액세스

A policyowner purchased a whole life policy. How long after purchase can the policyowner borrow against the cash value of the policy?

• A.1 year
• B.3 years
• C.2 years
• D.never

Modified whole life policies are distinguished by premiums that are

• A.lower than typical whole life premiums during the last few years.
• B.higher than typical whole life premiums during the last few years.
• C.lower than typical whole life premiums during the initial years and then higher thereafter.
• D.higher than typical whole life premiums during the initial years and then lower thereafter.

Accidental death covers death from

• A.infections.
• B.terminal illness.
• C.drowning.
• D.self-inflicted wounds.

How many days does the insured have to notify the insurer to add a newly-born child to continue coverage?

• A.14 days.
• B.21 days.
• C.30 days.
• D.31 days.

Which of the following is NOT an example of inducement?

• A.Giving merchandise to a client with a value of $250.
• B.A gift having a value less than $100.
• C.A promise of employment.
• D.A special favor in the payment of premiums.