C130 무료 덤프문제 온라인 액세스

Why is the precedent-setting case Fine's Flowers Ltd. et al. v. General Accident Assurance Co. of Canada et al. significant?

• A.Restructured the content of agency contracts between insurers and intermediaries
• B.Outlined the intermediary's stringent duty of care owed to clients
• C.Defined special risks and the responsibility the insurer has to limit the intermediary's authority
• D.Established that intermediaries will be held accountable if they provide legal advice

Michelle is a new agent who would like to protect herself against possible errors and omissions claims. What should Michelle practice in her interactions with clients and insurers?

• A.Offer advice to clients if she thinks it is beneficial, even if it is outside her area of expertise
• B.Use close-ended questions with clients at all times
• C.Ensure all communication with clients and insurers is done face-to-face
• D.Recommend that clients consult with experts outside the insurance field if a situation calls for it

Which name is a legal entity?

• A.Trains 'R Rolling
• B.Joe's Bar and Grill
• C.Olivia Clemente dba Discovery Playcare
• D.Best Brokers

To protect themselves against claims that arise long after the policy expiration date, a broker should retain a permanent copy of which policy?

• A.Liability
• B.Crime
• C.Property
• D.Automobile

Which statement describes the reimbursement of voluntary medical payments under a personal liability policy?

• A.The insured and the third party must live in the same household for there to be payment.
• B.The insured is required to provide written proof and medical documentation.
• C.The injured party is required to prove that their injuries occurred as a result of negligence.
• D.The third party will be reimbursed solely for direct damage to their property.