C11 무료 덤프문제 온라인 액세스

The risk manager of an oil refinery is seeking ways to transfer the pollution risk of a new drilling method.
What is the best option?

• A.Transfer the risk using a surety bond
• B.Use a non-insurance loss-financing transfer agreement to insure the risk
• C.Retain the risk
• D.Add the risk to the company's standard commercial property and liability policies

Tame Insurance Company recently decided to terminate its broker agreement with XYZ Insurance Brokers.
Which situation would likely have resulted in this termination?

• A.XYZ Insurance Brokers did not keep handled premiums in a trust account and instead used them to pay expenses
• B.Tame Insurance Company provided quotes on all applications received from the broker
• C.Tame Insurance Company set a standard deductible for certain classes of business
• D.XYZ Insurance Brokers did not remit commissions owed to the insurer immediately after issuing a policy

Who has authority from a company to manage that company's business within their territory, to appoint other agents, and to settle claims?

• A.General agent
• B.Analyst
• C.Operating agent
• D.Wholesaler

What is the Canadian Insurance Claims Managers Association (CICMA) responsible for?

• A.Analyzing the damageability of vehicles and property
• B.Monitoring claims to detect fraudulent valuations
• C.Promoting a high standard of ethics in the handling of claims
• D.Assessing automobile personal injury claims

How are staff adjusters and independent adjusters similar?

• A.Both work on behalf of, and are paid by, the insurer
• B.Neither is allowed to perform an investigation
• C.Both are licensed only in Quebec and New Brunswick
• D.Neither has any limitation on their authority to settle claims