CKYCA 무료 덤프문제 온라인 액세스

Which situation would most likely increase the inherent risk of a corporate customer?

• A.A beneficial owner of the customer goes public on a US stock exchange.
• B.The customer opens an additional cash management account.
• C.A junior-level employee of the customer becomes politically exposed.
• D.The customer's business expands beyond its home country.

A physical person assessed as a medium-risk customer makes an extraordinary large cash deposit in his account at a financial institution. The customer is unable to provide an explanation for the large cash deposit. Which action should be taken next?

• A.File a suspicious transaction report as needed.
• B.Terminate the relationship with the customer
• C.Warn the customer not to repeat such transactions.
• D.Escalate the customer risk to high.

Which is a preferred source of non-documentary verification?

• A.Credit report
• B.University student identification
• C.Employer records
• D.Driver's license

Which is an example of an EDD measure?

• A.Monitoring an account's transactions based on a monetary threshold
• B.Obtaining information on the source of wealth of the customer
• C.Identifying the purpose and nature of the business relationship
• D.Verifying the identity of the customer after the establishment of the business relationship

A hospitality worker brings deposits items that appear to be made from a cash intensive business. Is this a red flag?

• A.Yes, anyone who brings that type of currency is likely involved to have received it from illegal means.
• B.It depends on the location, business, and feeling of the employee accepting the deposit.
• C.No, the customer profile for the hospitality worker fits their occupation.