CAMS7 무료 덤프문제 온라인 액세스

Which of the following best describes AML/CFT risk identification and assessment for accountants? (Select Two.)

• A.Drafting a customer acceptance policy can help accountants define customers outside their risk appetite
• B.Due to their small size and limited resources, accountants are allowed to organize AML/CFT risk only as customer risk or transaction/service risk
• C.Due to the nature of services accountants provide, automated transaction monitoring systems used by financial institutions may not be appropriate
• D.When determining transaction and service risk, the jurisdiction where the accountant provides the service is not important
• E.Accountants are not required to keep records of business relationships for more than two years

A basic principle of the Egmont Group is to:

• A.Publish decisions taken on international investigations
• B.Publish standards for reporting suspicions
• C.Facilitate the organization of regulatory authorities
• D.Arrange information-sharing protocols between Financial Intelligence Units (FIUs)

Which of the following are part of a risk-based approach? (Choose three.)

• A.Performing a comprehensive risk assessment to identify customer, transaction, and geographic risks
• B.Choosing and applying effective controls that align with the identified risk levels
• C.Focusing monitoring primarily on previously flagged customers while using standard controls for others
• D.Allocating resources equally across all customer segments to ensure fairness
• E.Determining detailed risk profiles for customers based on their activities and relationships

Ateam overseeing the governance and effectiveness of a bank's transaction monitoring approachshould implement which strategies? (Select Two.)

• A.Periodic review of client profiles to ensure that the most up-to-date information is on file for high- risk clients in line with the bank's internal policies and procedures.
• B.Periodic review of suspicious activity reports (SARs) filed with FinCEN to determine whether any should be withdrawn.
• C.Periodic and ad hoc cooperation with the legal team to appropriately investigate and monitor the transactions of subjects of subpoenas or government inquiries.
• D.Periodic review of the transaction monitoring scenarios and their productivity to ensure that appropriate AML typologies are reflected.

An AML compliance officer is drafting plans to address deficiencies identified in an independent audit. Which approach is the best option?

• A.Draft action plans to address the root cause of the deficiencies, regardless of how long they will take to fully implement
• B.Draft action plans in consultation with the jurisdiction's FIU to remain aligned with other similar companies
• C.Only commit to action plans that can be implemented and closed within the three-month management reporting cycle
• D.Only commit to action plans that require no new investment to maximize shareholder value