CAMS-FCI 무료 덤프문제 온라인 액세스

During a review, an analyst notices discrepancies between a customer's nature of business listed on the business registry and what was stated on the customers application. The analyst should:

• A.close the review as there is no adverse news in the public domain.
• B.accept discrepancies in the information given the onboarding team did not flag any issue.
• C.review all documents for whether certified true copies are submitted.
• D.clarify discrepancies noted in the customer's declared profile given the downstream impact on the risk assessment.

Which action is part of the enhanced due diligence process?

• A.Using standard monitoring procedures to monitor transactions and account activity
• B.Collecting beneficial ownership details regarding the client's account
• C.Verifying the source of wealth for entities and natural person clients
• D.Applying higher ownership percentage requirement for beneficial ownership collection

An investigator receives an alert documenting a series of transactions. A limited liability corporation (LLC) wired 59.000.000 USD to an overseas account associated with a state-run oil company. A second account associated with the state-run oil company wired 600,000,000 USD to the LLC. The LLC then wired money to other accounts, a money brokerage firm, and real estate purchases.
The investigator initiated an enhanced KYC investigation on the LLC. The financial institution opened the LLC account a couple weeks prior to the series of transactions. The names associated with the LLC had changed multiple times since the account opened. A search of those names revealed relations with multiple LLCs. Public records about the LLCs did not show any identifiable business activities.
Open-source research identified mixed reports about the brokerage firm. The firm indicated it purchased mutual funds for its clients and dispensed returns to clients. Media reports claimed the firm laundered money by holding money for a fee before returning it to investors.
What is the total suspicious transaction amount that the investigator should report?

• A.659,000,000 USD
• B.541.000,000 USD
• C.600,000,000 USD
• D.59,000,000 USD

An investigator is reviewing a case generated from the transaction monitoring system, with two large amounts of incoming remittance (IR) to an individual customer. Based on the KYC profile, the customer is a plant manager of a famous multi-national electronics manufacturing firm. As the customer has no similarly large transaction patterns for the past 2 years, the investigator sends an inquiry to the relationship manager (RM) about the nature of the transaction. The RM replies that the transaction is a consultancy fee provided from two different electronics companies with a debit note provided However, there is no detail of service provided on the debit note, and the remitters are two individuals.
Which actions should the investigator recommend to mitigate risk? (Select Two.)

• A.Discuss the investigation findings with the customer.
• B.Re-evaluate the customer risk profile.
• C.Document and maintain a file with the investigative findings.
• D.Exit the relationship with the customer.
• E.Conduct enhanced due diligence.

A new customer has just been onboarded in a securities firm. After a few weeks, there are unusual trading patterns that are being flagged. Which pattern is most concerning to the compliance officer?

• A.The customer engages in large trading in securities that are liquid or highly priced from the trading account.
• B.The customer's repeated trading in securities that are low priced and low volume counters.
• C.The customer accumulates securities of a low volume counter in small increments on a weekly basis.
• D.The customer receives many incoming wire transfers from related parties to the trading account.