CAMS-FCI 무료 덤프문제 온라인 액세스

During transaction monitoring. Bank A learns that one of their customers. Med Supplies 123. is attempting to make a payment via wire totaling 382,500 USD to PPE Business LLC located in Mexico to purchase a large order of personal protective equipment. specifically surgical masks and face shields. Upon further verification.
Bank A decides to escalate and refers the case to investigators.
Bank A notes that, days prior to the above transaction, the same customer went to a Bank A location to wire
1,215,280 USD to Breath Well LTD located in Singapore. Breath Well was acting as an intermediary to purchase both 3-ply surgical masks and face shields from China. Bank A decided not to complete the transaction due to concerns with the involved supplier in China. Moreover, the customer is attempting to send a third wire in the amount of 350,000 USD for the purchase of these items, this time using a different vendor in China. The investigator must determine next steps in the investigation and what actions, if any. should be taken against relevant parties.
During the investigation, Bank A receives a USA PATRIOT Act Section 314(a) request related to Med Supplies 123. Which steps should the investigator take when fulfilling the request? (Select Three.)

• A.Report back to the Financial Crimes Enforcement Network (FinCEN) within 15 days of receipt of the request via a secure internet website.
• B.Report to Financial Crimes Enforcement Network (FinCEN) that a match was found without revealing any other details.
• C.Review the account(s) activity and proactively file a SAR/STR using the 314(a) request as the basis for the filing.
• D.Do not respond to Financial Crimes Enforcement Network (FinCEN) if the requested information is not present in the financial institution's system of records.
• E.Search its records expeditiously to determine whether it maintains(ed) any accounts for the subject(s) listed in the request.
• F.Exit the relationship with the business since it appears that customer is under investigation.

During onboarding al Private Bank A, client C indicated that the account would be initially funded with a transfer from Bank B totaling 50 million USD. On which source of funds should Bank A conduct additional scrutiny? (Select Two.)

• A.Transfer from Bank B
• B.Documented sale of client properties
• C.Third-party transfer
• D.Client's verified employment income
• E.Client's overall wealth

Which might suggest misuse of crowdfunding resources by a terrorist?

• A.Multiple small deposits followed by a wire transfer to a large well-known international charity
• B.A large deposit followed by multiple charges at a sporting goods store
• C.Multiple small deposits followed by the purchase of airplane tickets >
• D.A small charge at a gas station followed by a large charge at an electronics store

During transaction monitoring. Bank A learns that one of their customers. Med Supplies 123, is attempting to make a payment via wire totaling 382,500 USD to PPE Business LLC located in Mexico to purchase a large order of personal protective equipment. specifically surgical masks and face shields. Upon further verification.
Bank A decides to escalate and refers the case to investigators.
Bank A notes that, days prior to the above transaction, the same customer went to a Bank A location to wire
1,215,280 USD to Breath Well LTD located in Singapore. Breath Well was acting as an intermediary to purchase both 3-ply surgical masks and face shields from China. Bank A decided not to complete the transaction due to concerns with the involved supplier in China. Moreover, the customer is attempting to send a third wire in the amount of 350,000 USD for the purchase of these items, this time using a different vendor in China. The investigator must determine next steps in the investigation and what actions, if any. should be taken against relevant parties.
Upon further investigation. Bank As investigator learns that both the Mexico- and Singapore-based companies are linked to the alleged suppliers in China. Which additional indicators would the investigator need to identify to determine if this fits a fentanyl (drug) trafficking typology? (Select Two.)

• A.Review of the account activity reveals that account is inconsistent with the expected business activity as it shows multiple charges at various hotels, transportation tickets for unrelated 3rd parties, etc.
• B.Review of the account activity reveals that wires were mainly funded by multiple cash deposits, conducted in amounts of 10.000 USD or below.
• C.Review of the invoices and transportation documents, provided by the customer, reveal significant discrepancies between the description of goods.
  Internet research reveals that suppliers are newly established companies with no history of sales of medical equipment.
• D.Review of the Food and Drug Administration (FDA) product certifications provided by the customer reveals that documents were falsified.

What action does the USA PATRIOT Act allow the US government to take regarding financial institutions (FIs) that are based outside of the US?

• A.Subpoena documents from FIs that have no presence in the US.
• B.Allow all US regulators to place a non-US Fl on the Specially Designated Nationals and Blocked Persons List.
• C.Sanction a country when an individual Fl does not comply with US law.
• D.Revoke the banking licenses of non-US FIs in countries outside the US.